# Lunar Open Banking Payments API

Open banking and payment initiation APIs supporting domestic transfers, standing orders, and Danish FIK payment slips.

## Access profile

| Field | Value |
| --- | --- |
| Category | API |
| Sector | Finance |
| Access type | Restricted |
| Auth required | Restricted |
| Reliability | Stable |
| Official | Yes |
| Status | active |
| Agent can | read, write, submit |

## Links

- Website: https://lunar.app
- Docs: https://docs.openbanking.lunar.app/api-overview/payments
- Directory entry: https://agentaccess.dk/lunar-open-banking

## About

Lunar is a Nordic digital bank and licensed credit institution. Its Open Banking platform provides REST APIs for Payment Initiation Services (PIS) and Account Information Services (AIS), including specialized support for Danish domestic bank transfers, standing orders, and Danish FIK / GIRO payment slips (Indbetalingskort). An interactive sandbox environment with simulated user authorization is available.

## Agent use cases

- Initiate Danish FIK/GIRO (+71, +73, +75) payment slip settlements programmatically
- Trigger single immediate domestic transfers and scheduled future payments
- Set up and manage recurring standing payment orders via Open Banking
- Retrieve real-time account balances and payment status updates

## Notes

Production access requires licensed TPP status (PISP/AISP) with valid eIDAS certificates. Sandbox testing is available via developer registration with simulated OAuth redirects.

---
Source: [AgentAccess](https://agentaccess.dk/) — directory of agent interfaces for Denmark.